To set up automatic payments for Canadian customers using EFT, enter your Institution Number, Branch Number and Account Number from the bottom of your paper cheque.
- The transit number is the number between ⑆ and ⑉ (Ex: ⑆12345⑉). Enter 5 digits for your transit number. If your transit number is less than 5 digits, add zeros to the beginning. For example, if your transit number is 2, enter 00002.
- For most banks, the account number follows the transit and institution numbers. It comes after ⑆ and before ⑈ (Ex: ⑆1234567⑈). Your account number may be broken up by symbols on your cheque. Enter your full account number and do not include any dashes, spaces or additional zeros.
Specific Tips for Common Canadian Banks
|Bank||Institution Number||Account Number Length||Additional Tips|
|TD Canada Trust||004||A 7 digits||The last 7 digits on your cheque. Be sure to not include the 4 digit designation number which precedes your account number.|
|Desjardins||815||7 digits||The last digit on your cheque, the verification digit, is part of your 7 digit account number. Make sure to include this digit.|
|Tangerine (formerly ING Bank of Canada)||614||10 digits||Online bank: Transit number will always be 00152.|
|HSBC Bank of Canada||016||9 digits (the last 9 on your cheques)||The transit number will always begin with 10XXX.|
|Central 1||828||5 to 12 digits||Your account number appears on your cheques after the institution number (828).|
|Bank of Montreal (BMO)||001||7digits||N/A|
|Canadian Imperial Bank of Commerce||010||A 7-digit account number.||N/A|
|Royal Bank of Canada||003||7 digits||N/A|
|Scotiabank||002||7 or 12 digits||N/A|
|National Bank of Canada||006||7 digits||N/A|